Asaan Account
Banking for all.
Open your Asaan Account with only PKR 100 so that you can avail banking services easily
Asaan Account is targeted at common people and is open to all low income unbanked/under-banked masses who face difficulties in account opening due to normal account opening requirements or lesser means. These segments of society may include but are not limited to skilled/unskilled work force, farmers, less educated/uneducated people, laborers/daily wagers, women/housewives, self-employed individuals, pensioners, young adult population etc.
Benefits and Features
Cheque Book
Flexibility of opening current or savings account
ATM Card and SMS Alerts
No service charges for opening or closing account
Minimum documents required
Facility to open Minor account (below 18 years of age)
Account Statement (Bi-annually)
Simplified Account opening form (AOF)
No minimum balance required
Funds Transfer / Interbank Funds Transfer (IBFT)
Pay Order/Demand Draft facility
Terms & Conditions
- For Pakistani Nationality only.
- One CNIC holder is entitled to one Asaan Account (either as single or jointly operated).
- Regular account holder cannot open Asaan account (in either single or joint account category).
- Transaction Limits/ Turnover:
Total Debit per Month: PKR 1,000,000; Total Credit Balance Limit: PKR 1,000,000 - Restriction on cross border (outward) transactions except for card based-accounts subject to above specified Transaction limits/ Turnover.
- *Profit on Bank Asaan Saving Account will be calculated on monthly average balance as per the minimum rate prescribed by the State Bank of Pakistan; profit is credited on monthly basis
- **All Bank Charges are applicable as per the prevailing Schedule of Charges.
